Investment & Retirement Blind Spots (Ep. 36)
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Laugh When the Market Crashes | Uncovering Hidden Retirement Blind Spots with Terry Wheeler & Mike Saunders
Is your retirement portfolio truly prepared for a major market crash? In this episode of Laugh When the Market Crashes, Terry Wheeler sits down with Mike Saunders to unpack the critical difference between getting to retirement and getting through retirement.
Discover why traditional strategies like the standard 60/40 portfolio and relying solely on diversification might leave your savings vulnerable—and how a defined outcome investing approach can protect your downside so that “zero is your hero” when market downturns strike.
Key Takeaways From This Episode:
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Getting To vs. Through Retirement: Why the portfolio strategy that grew your wealth shouldn’t be the same one you use for withdrawals.
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The Danger of the 60/40 Portfolio: How withdrawal rates in a declining market can rapidly deplete long-term savings.
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Defined Outcome Investing: Using private pensions, volatility buffers, target positions, and capped/buffered strategies to systematically buy the dip.
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Fixing Hidden Tax Leaks: Why proper asset location between IRAs and non-qualified accounts matters just as much as returns.
Ready to identify the blind spots in your retirement plan?
Schedule a portfolio review and learn how our integrated planning approach can help bring true peace of mind to your financial future:
👉 Visit us at: https://www.weareiadvisors.com
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