Category: author
Estate Planning Blind Spots (Ep. 38)

Estate Planning Blind Spots (Ep. 38)

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Think having a revocable living trust means your estate plan is complete? For most families, standard “fill-in-the-blank” legal documents leave massive blind spots that can accidentally disinherit children, trigger unnecessary taxes, or leave wealth exposed to lawsuits and divorce.

In this episode of Laugh When the Market Crashes, Terry Wheeler breaks down family-centered estate planning and why true legacy protection goes far beyond simply avoiding California probate. Discover how proactive legal and financial coordination keeps your wealth protected across generations.

🔗 Schedule a consultation & explore our retirement resources:

👉 https://www.weriaadvisors.com

What You’ll Discover in This Episode:

  • The “Check-the-Box” Trap: Why most basic revocable living trusts leave major gaps.

  • Remarriage & Bloodline Protection: How surviving spouses unintentionally disinherit biological children and grandchildren.

  • Invisible Divorce & Creditor Protection: Shielding your heirs’ inheritances from lawsuits, creditors, and ex-spouses.

  • “Yellow School Bus” Liability: Safeguarding surviving spouses from catastrophic liability and freak accidents.

  • Family-Centered Inheritance Planning: Using family banks and milestone-based distributions so wealth empowers the next generation rather than being spent in under three years.

  • The 3-Step Estate Planning System: How regular updates and counseling-oriented guidance drastically reduce administration costs down the road.

Key Moments & Timestamps:

00:00 – Introduction: What is More Important Than Legacy?

01:00 – Portfolio Defense & Tax-Efficient Estate Integration

02:58 – Why Avoiding Probate in California is Only Step One

06:17 – The Real Risks of “Fill-in-the-Blank” Living Trusts

07:23 – Remarriage & Bloodline Protection

10:43 – Guardianship Planning: Passing on Values, Not Just Money

12:28 – Divorce & Creditor Protection for Inheritances

13:30 – The “Yellow School Bus” Asset Protection Scenario

16:03 – Protecting Adult Heirs From Themselves: Family Banks & Gifting

17:42 – The 3-Step Ongoing Estate Planning Framework

19:56 – Real Case Study: Fixing a Blended Family’s Seven-Figure Estate Plan

23:42 – How to Connect with Terry Wheeler

Connect & Learn More:

🔔 Subscribe to the channel for weekly insights on keeping more of what you make, avoiding retirement blind spots, and protecting your family’s legacy.

#EstatePlanning #LivingTrust #RetirementPlanning #WealthManagement #AssetProtection #Inheritance #FinancialPlanning
How to make Money with Short Term Rentals (Ep. 35)

How to make Money with Short Term Rentals (Ep. 35)

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Laugh When the Market Crashes Podcast Episode 35

How to Turn Short-Term Rentals Into a Massive Tax Shield (Zero Tax Roth Strategy)

Are you tired of losing a massive chunk of your income to taxes? In this episode of Laugh When the Market Crashes, host Terry Wheeler is joined by real estate expert Olivia Barrett to reveal one of the most powerful “tax stacking” secrets in the financial world: The Short-Term Rental (STR) Strategy. We dive deep into how a single Airbnb or VRBO property can generate a six-figure tax write-off against your ordinary income in year one. Whether you are a high-earning physician or a business owner, these rules could change your entire financial trajectory.

In this episode, we cover: The 100-Hour Rule: How to qualify for these deductions without being a full-time real estate pro. Cost Segregation Analysis: The math behind getting a $200k+ write-off in Year 1. The Zero Tax Roth Conversion: How to use your rental depreciation to move your retirement funds into a Roth IRA—totally tax-free. Market Spotlights: Why Nevada City, Kings Beach (Tahoe), and the UC Davis Med Center area are the current “hot spots” for STR investors. The Exit Strategy: What “Swap Till You Drop” means and how to use 1031 exchanges to build a legacy.

 

Connect with Terry Wheeler at

www.weriaadvisors.com
My 15 Year Old Daughter, and Newly Published Author Zoey Wheeler: A Proud Dad Moment (Ep 30)

My 15 Year Old Daughter, and Newly Published Author Zoey Wheeler: A Proud Dad Moment (Ep 30)

By |

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

In this special 20-minute episode, WE Alliance Wealth Advisors founder Terry Wheeler sits down with his 15-year-old daughter, Zoey Wheeler, who recently became a published author. This heartfelt conversation offers a rare, behind-the-scenes look at Zoey’s writing journey and the moments that shaped her path to becoming a young novelist.

Find Zoey’s new book

Viewers will hear Zoey share:
✨ What first sparked her interest in writing
✨ How her debut novel came to life
✨ The challenges she navigated along the way
✨ How she balances school, creativity, and everyday life
✨ Her advice for other young writers with big dreams

This episode is both an inspiring celebration of youthful creativity and a proud dad moment for Terry and the WE Alliance community.

If you enjoy this conversation, be sure to like, comment, and subscribe for more episodes from WE Alliance Wealth Advisors.

#ZoeyWheeler #TeenAuthor #FamilyPodcast #ProudDadMoment #WritingJourney #WEAlliance #WealthAdvisors #InspiringStories
Connect with Terry Wheeler:

http://weriaadvisors.com
1-800-355-8174
terry@weriaadvisors.com
LinkedIn: Terry Wheeler: https://www.linkedin.com/in/terry-wheeler-jd-cfp/
Facebook: WE Alliance Wealth Advisors, Inc: https://www.facebook.com/WEAllianceWealthAdvisors

Terry Wheeler is an Investment Adviser Representative of WE Alliance Wealth Advisors, Inc., a SEC-registered investment adviser located in Roseville, CA.